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Finance Security Dev Other

There is no simple and secure way to pass bitcoin to heirs in the event of sudden death. Without complex multisignature setups or trust in third parties.

1. Describe the problem:

I own bitcoin, and for the past year, I have been constantly worried about what will happen to these funds if I die unexpectedly. Currently, there is no simple and secure way to pass them on to my family without significant risks.

If I share my private keys or seed phrase, there is a risk of theft. If I don’t share them, the funds could be lost forever. Existing solutions (multisignature, custodial services) are either too complex or require trust in a third party.

I need a system that allows me to:

  • securely transfer bitcoin to my heirs
  • not require full trust in a third party
  • protect the funds while I am alive
  • be simple enough for my non-technical relatives

This problem is becoming increasingly urgent for me, but so far, it hasn’t been truly solved.

2. How often does the problem occur?

The problem isn’t a daily one, but it has been constantly on my mind ever since I started holding bitcoin (over a year ago). Every time I think about long-term planning or security, it resurfaces. Even though I don’t face it every day, it’s a persistent source of background stress.

3. What attempts have you made to solve the problem?

I have tried simple methods: writing the seed phrase on paper and hiding it in a safe place, sharing the information with a trusted family member. I have also looked into multisignature wallets and custodial services, but they seem too complex or require more trust in intermediaries than I am willing to give.

Currently, I don’t have a real solution. I manage the situation manually, but I understand this is not ideal and still risky.

4. How much are you willing to pay for the solution?

If a simple, reliable, and user-friendly solution emerges, I am willing to consider it and would likely pay for it if it truly meets those criteria. I am open to discussing any options with those who create a solution.

5. Problem author:

Name: Marco Munoz
Country: Colombia
Contacts: Email
The author of this problem has indicated that they are ready to provide feedback to the developers and want to receive 1% equity in the startup that will build a ready-made solution. You can contact the author directly via the contacts above.