1. Describe the problem:
I'm a freelancer and small business owner. My constant headache is the lack of a single place to track all my invoices, expenses, and payments. Existing apps are either too complex, don't integrate well, or fail to give me a clear picture of where my money is going. I need a simple, intuitive tool that combines personal and business finance tracking, alerts me to upcoming payments, and helps with planning.
2. How often does the problem occur?
Daily. I'm constantly dealing with invoices, payments, and expenses for both business and personal needs. I've been facing this problem for over 3 years — ever since I started juggling multiple freelance projects alongside my personal finances.
3. What attempts have you made to solve the problem?
I've tried numerous apps: QuickBooks, Mint, Wave. Some are good for specific tasks, but none offer a complete, simple, and intuitive unification of personal and business finances. Many are too cluttered, lack clear insights, or require manual reconciliation of data from different sources.
Currently, I cope by using spreadsheets and multiple apps at the same time. This is time-consuming, leads to mistakes, and causes stress, especially when working with deadlines or tracking pending payments.
Currently, I cope by using spreadsheets and multiple apps at the same time. This is time-consuming, leads to mistakes, and causes stress, especially when working with deadlines or tracking pending payments.
4. How much are you willing to pay for the solution?
If a ready-made solution completely solves my problem of unified and simple tracking, I'm willing to pay $15–20 per month for a subscription.
As an alternative, I would consider a one-time payment of $150–200 for a comprehensive tool that integrates all my accounts, automates tracking, and provides clear analytics.
As an alternative, I would consider a one-time payment of $150–200 for a comprehensive tool that integrates all my accounts, automates tracking, and provides clear analytics.
5. Problem author:
The author of this problem has indicated that they are ready to provide feedback to the developers and want to receive 1% equity in the startup that will build a ready-made solution. You can contact the author directly via the contacts above.